Contractor fraud investigation in Cobourg, Ontario
Avoid Contractor Scams: 6 Essential Tips Every Homeowner Must Know
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A recent report from Quinte News highlights a contractor fraud case in Cobourg, where a resident was deceived by an individual posing as a legitimate contractor. The resident made a down payment in March 2024, but the work was never completed, and the contractor stopped responding.
To safeguard yourself from such scams, consider the following steps:
- Verify Credentials: Always check the contractor's credentials. Ask for references and verify their business licenses. In Ontario, you can use the Ontario College of Trades to verify a tradesperson's credentials.
- Get Multiple Quotes: Obtain quotes from several contractors to compare prices and services. This helps ensure you're getting a fair deal and can highlight any unusually high or low estimates.
- Use Written Contracts: Ensure all agreements are in writing, detailing the scope of work, timelines, and payment schedules. A written contract provides legal protection and sets clear expectations for both parties.
- Avoid Large Upfront Payments: Be cautious of contractors who demand large upfront payments. A small deposit is reasonable, but the majority of payment should be made upon completion of the work.
- Research Online: Look up the contractor’s name and business online to check for reviews or any reports of fraud. Websites like the Better Business Bureau can provide valuable insights into a contractor's reputation.
- Trust Your Instincts: If something feels off, trust your instincts and seek a second opinion. It's better to take extra time to verify a contractor than to rush and regret it later.
If you have been a victim of a scam, report the incident to the police and the Canadian Anti-Fraud Centre at 1-888-495-8501 or visit their website. The Canadian Anti-Fraud Centre provides a list of known scams and information about how to protect yourself.
By following these precautions, you can significantly reduce the risk of falling victim to contractor fraud and ensure your home renovation projects are completed successfully.
