Jan 5, 2025
Articles
Articles

Toronto’s Guide to Secondary Units

Discover how to add a legal secondary unit to your Toronto property. This guide covers permits, zoning rules, and construction tips

Toronto’s Guide to Secondary Units

What Is a Secondary Unit?

Secondary units are additional self-contained living spaces on a property, designed to provide affordable housing options in Toronto’s high-demand real estate market. These units are growing in popularity due to their versatility and potential for generating income.

Common Secondary Units:

  • Garden Suites: Perfect for properties with large backyards.
  • Basement Apartments: Cost-effective and easy to integrate into an existing home.
  • Laneway Homes: Ideal for properties adjacent to a laneway.

Understanding the differences can help you decide which option works best for your property.

Benefits of Adding a Secondary Unit to Your Property

Secondary units offer numerous financial and practical advantages:

Financial Benefits:

  • Steady Rental Income: Secondary units can generate reliable monthly income.
  • Increased Property Value: Properties with legal secondary units often sell for higher prices.

Practical Benefits:

  • Multi-Generational Living: Provide a separate space for aging parents or adult children.
  • Flexibility: Use the unit as a home office, studio, or guest house.

Explore designs that maximize functionality with Toronto Garden Suite Contractors.

Navigating Toronto’s Secondary Unit Regulations

Toronto has specific requirements for secondary units to ensure safety and compliance with city bylaws.

Key Regulations:

  1. Minimum Lot Size: Check whether your property meets the size requirements for adding a secondary unit.
  2. Parking Rules: Many secondary units are exempt from additional parking requirements, but it’s important to verify.
  3. Height Limits: Ensure the unit’s design adheres to Toronto’s height and setback restrictions.
  4. Fire Safety: Units must meet strict fire code regulations, including smoke alarms and proper egress.

A professional contractor can handle the permit application process and ensure your project is compliant.

Financing Your Secondary Unit Project

Adding a secondary unit can be a significant investment, but there are various ways to manage the costs:

  • Home Equity Loans: Tap into your home’s equity for funding.
  • Government Programs: Explore incentives like Toronto’s Affordable Laneway Suites Program.
  • Rental Income: Offset costs by renting out the unit once it’s complete.

Work with your contractor to develop a budget-friendly plan.

Partnering with the Right Contractors

Choosing the right contractor can make or break your secondary unit project. Look for professionals with experience in designing and building in Toronto, as well as knowledge of local regulations.

What to Look for in a Contractor:

  • Portfolio of Work: Review past projects to gauge expertise.
  • Local Knowledge: Ensure they’re familiar with Toronto’s bylaws and permit requirements.
  • Transparent Pricing: Request detailed quotes to avoid surprises.

Check out our list of trusted Toronto Garden Suite Contractors to start your project with confidence.

Whether you're building a garden suite or a basement apartment, secondary units are a smart investment for Toronto homeowners. With proper planning, financing, and the right team, you can create a functional and profitable addition to your property. Start by consulting with experienced contractors to bring your vision to life.